Campbell Alexander Financial Management are here to guide you and advise on what Investments, regular or lump sum, are exactly right for you, given your unique personal circumstances.

Saving and investing is about balancing the risks you are comfortable with alongside the potential rewards. As a general rule, the higher the risk, the bigger the potential rewards - but also the greater the potential losses.

You may not have given any thought as to when you want to retire, or the level of income you might require when you do. You might not have any idea what/if anything by then, the State Pension will provide to assist you. It is really important to have a clear plan as to how you are going to meet the goals of your retirement. The younger the better – before it’s too late.

Have you ever seriously sat down and considered what you have by way of protection against death or possibly serious/critical illness?

No, is generally the answer most people offer. The "why not" is generally answered in the expected way, "our lives have just been too busy to look at it", or "I have sufficient cover through my employers", or even sometimes, "We would just have to make do – maybe sell the house/business".

What are the best ways to pass on my assets to those that matter the most?

Whilst there has been some relaxation in Inheritance Tax rules in recent years, many families are still unnecessarily caught by this tax. Even those who think they have fairly moderate wealth may still need to consider taking action, particularly if they own property and have savings.

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements?

We are not tied to any particular lender, which means that we have the ability to act on your behalf in order to establish the most appropriate mortgage solution for you.

Equity release is a way of releasing money from your home without having to move. It can be used to fund long-term care, to help your children on the property ladder or for home improvements or holidays.

Aimed at people over 55, you borrow money against your home but don’t have to pay it back until the house is sold, usually if you die or move into long-term care.

Our panel of leading insurers provide you with very competitive premiums for Buildings & Contents cover and other forms of general insurance. We simply choose the most competitive quote on our simple system and you can be covered in less than 2 minutes.